About OrrNova
OrrNova Financial is here to change the way you think about money. Our mission is to help you take charge—through knowledge, confidence, and action. With 10 core principles as your guide, OrrNova Financial will equip you to make smart, informed financial decisions. Let’s get started.
Our 10 Core Principles
Welcome to OrrNova Financial’s Literacy Program. Our 10 core principles form the foundation of our approach to teaching money management. Each principle is crafted to equip you with the knowledge and skills needed to make confident, informed financial decisions. Let’s embark on this journey toward financial empowerment together!
Start Early, Even If It’s Small
Leverage the Time Value of Money. Every dollar invested today has exponentially more potential than a dollar invested later. Don’t wait for perfection—start where you are and grow.
Live Below Your Means
Wealth is built in the gap between what you earn and what you spend. Keep that gap wide.
Automate Good Decisions
Build wealth by default. Automate savings, investments, and bill payments to remove friction and ensure consistency.
Make Money Work for You
Don’t just earn money—invest it. Your financial future depends on how well your dollars perform while you sleep.
Protect What You Build
Insurance, emergency funds, and estate planning aren’t optional—they’re shields for your life’s work.
Clarity Over Complexity
Simple financial systems, clear goals, and easy-to-understand strategies win over time.
Invest in Yourself
Your knowledge, skills, and mindset are the greatest appreciating assets you’ll ever own.
Plan with Purpose
Money is a tool, not the goal. Align your financial plan with what matters most—your freedom, family, and future.
Avoid High-Cost and “Bad” Debt
Interest can work for you or against you. Make sure it’s working for you and only use debt in appreciating asset purchases, like a home.
Track, Reflect, Adjust
Regular check-ins help ensure your financial plan adapts as your life evolves. What gets measured gets improved.
About me
I’m Bobby Orr, founder of OrrNova Financial, with a lifelong passion for helping people make smart, confident decisions about their money. I hold a Bachelor’s degree in Finance and have been actively investing for more than 25 years, gaining hands-on experience through market cycles, economic shifts, and evolving investment strategies.
I’ve completed the educational coursework required for the Certified Financial Planner™ designation and am currently preparing to take the CFP® Board Certification Exam. My goal is to combine this formal training with decades of real-world investing experience to provide financial guidance that’s clear, actionable, and tailored to your goals.
At OrrNova Financial, I believe financial literacy should be accessible to everyone, and that affordable coaching and financial planning can be life-changing. My mission is to make both the knowledge and the tools available to help you build a secure and fulfilling future—no matter where you’re starting from.
